Roban Insurances Ltd trading as Roban Financial is remunerated by commission and other payments from product producers on the completion of business. You may choose to pay in full for our services by means of a fee. Where we receive recurring commission, this forms part of the remuneration for initial advice provided. We reserve the right to charge additional fees if the number of hours relating to ongoing advice/assistance exceeds 10 hours.
In certain circumstances, it will be necessary to charge a fee for services provided. These are listed below for life, pensions & Investments and PRSA’s. In other circumstances where fees are chargeable or where you choose to pay in full for our service by fee, we will notify you in writing in advance and agree the scale of fees to be charged if different from fees outlined below.
If we receive commission from a product provider, this may/will be offset against the fee which we will charge you. Where the commission is greater than the fee due, the commission may become the amount payable to the firm unless an arrangement to the contrary is made.
The following hourly fees will apply:
Life, Pensions & Investment fees Personal Retirement Savings Accounts
Advisor Fees: €250 per hour Advisor Fees: €250 per hour
Pensions Technical: €175 per hour Pensions Technical: €175 per hour
Support Staff: €150 per hour Support Staff: €150 per hour
Additional fees may be payable for complex cases or to reflect value, specialist skills or urgency, our scale of fees for such cases range from a minimum of €175 per hour to a maximum of €250 per hour. We will notify you in writing in advance and agree the scale of fees to be charged if different from fees outlined above. If we receive commission from a product provider, this may be offset against the fee which we will charge you. Where the commission is greater than the fee due, the commission may become the amount payable to us, the intermediary unless an arrangement to the contrary is made.
