Each Portfolio has a different risk-return profile. This enables Roban Financial to ensure clients invest in funds that match their risk profile.
Each Portfolio has a different risk-return profile. This enables Roban Financial to ensure clients invest in funds that match their risk profile.
| ESMA Risk scale | Lower Risk Band % | Upper Risk Band % |
|---|---|---|
| Class 1 | 0 | 0.5 |
| Class 2 | 0.5 | 2 |
| Class 3 | 2 | 5 |
| Class 4 | 5 | 10 |
| Class 5 | 10 | 15 |
| Class 6 | 15 | 25 |
| Class 7 | 25+ |
Five Different Portfolios with Different Investment Objectives
Roban Financial Portfolios provide five different investment options.
Each Portfolio has a different risk-return profile. This enables Roban Financial to ensure clients invest in funds that match their risk profile.
| PORTFOLIO | SMA RISK RATING | DESCRIPTION |
|---|---|---|
| Roban Cautious Portfolio | 2 | 2 A low risk portfolio with almost 80% in defensive assets. |
| Roban Cautious Balanced Portfolio | 3 | A low to medium risk portfolio for clients who are prepared to take a little risk. |
| Roban Balanced Portfolio | 4 | A Medium risk portfolio almost evenly divided between defensive and growth assets. |
| Roban Growth Portfolio | 5 | A higher risk portfolio, predominantly invested in shares. |
| Roban Growth Plus Portfolio | 6 | A portfolio 100% invested in shares – for investors very comfortable with stock market fluctuations. |
