Mortgage protection is designed to clear your mortgage in the event of your death. Life insurance, on the other hand, is a broader concept that typically means a lump sum payment to your family in the event of your death.

Opting to leave your pension untouched might seem convenient, but it’s often not advisable. This is primarily because pension schemes are not compelled to maintain communication with you or provide annual updates on your pension’s management or investments. Consequently, you lose insight and control over investment decisions.

Starting early is the best thing you
can do for your pension. Over 40 years, someone who starts saving at age 25 will see them have over €123,000 more
in their pension fund than someone who starts at age 35.

Without a Will, the default Intestacy Laws come into effect, potentially contradicting the true wishes or intentions of the deceased.

Income Protection plays a pivotal role in maintaining financial stability during unforeseen health setbacks.