Mortgage Protection vs Life Insurance

12.04.2024 / by Lisa Sexton / 0 comments

Mortgage protection is designed to clear your mortgage in the event of your death. Life insurance, on the other hand, is a broader concept that typically means a lump sum payment to your family in the event of your death.

Left a job? Know Your Pension Options

20.03.2024 / by Lisa Sexton / 0 comments

Opting to leave your pension untouched might seem convenient, but it’s often not advisable. This is primarily because pension schemes are not compelled to maintain communication with you or provide annual updates on your pension’s management or investments. Consequently, you lose insight and control over investment decisions.

Starting early is the best thing you
can do for your pension. Over 40 years, someone who starts saving at age 25 will see them have over €123,000 more
in their pension fund than someone who starts at age 35.

inheritance planning couple

The Critical Task of Making a Will

31.01.2024 / by Lisa Sexton / 0 comments

Without a Will, the default Intestacy Laws come into effect, potentially contradicting the true wishes or intentions of the deceased.

The Rising Cost of Education in Ireland

28.09.2023 / by Lisa Sexton / 0 comments

The annual ‘Cost of Education’ survey reveals that more families are now inclined to initiate a savings fund compared to the previous year.   Key Findings: A Shift Towards Savings: The number of families planning for future savings has surged…

The Real Costs of DIY Investing

14.09.2023 / by Lisa Sexton / 0 comments

Empowering individuals to take control of their finances is essential. However, managing investments on your own might not always be the best approach. While it might seem like a straightforward task, akin to assembling a piece of furniture, the intricacies…

What is income protection and how does it work

7.09.2023 / by Lisa Sexton / 0 comments

  Income protection insurance offers a safety net by providing a regular cash payment if you’re unable to work due to a prolonged illness, injury, or disability. This is different from private health insurance and doesn’t cover redundancy.   What…

Unlocking the Power of Compound Interest: The Regular Savings Plan Albert Einstein, one of the most brilliant minds in history, once remarked, “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who…

inheritance planning couple

Estate Planning & Inheritance in Ireland

23.08.2023 / by Lisa Sexton / 0 comments

Navigating the complexities of inheritance tax can be daunting. In Ireland, it’s essential to understand the ins and outs of inheritance tax planning to ensure that your loved ones receive the maximum value of your estate without being burdened by…

cohabiting couples ireland

Inheritance Tax for Cohabiting Partners in Ireland

16.08.2023 / by Lisa Sexton / 0 comments

In Ireland today, more couples are opting for cohabitation, either delaying marriage or forgoing it altogether. The Law Society’s 2016 census revealed that out of 1.22 million families in Ireland, over 152,000 are cohabiting. This represents a 6% increase since…

The Crucial Role of Financial Advisors in Pension Planning

3.08.2023 / by Lisa Sexton / 0 comments

When it comes to our finances, most of us tend to go on hunches or on the advice of a close friend or relative (albeit despite their best intentions, not being qualified). However, navigating the intricate maze of personal finance…

Roban Financial Breakfast Seminar

31.03.2023 / by Lisa Sexton / 0 comments

We were delighted to host a Breakfast Seminar in the Riverside Park Hotel on Tuesday last 28th March in conjunction with Irish Life. Kevin Fitzsimons, Pensions Development Manager, Irish Life presented very informative and interesting presentation on the topical subject…

Budget 2023

28.09.2022 / by Lisa Sexton / 0 comments

Minister for Finance, Paschal Donohoe T.D., and Minister for Public Expenditure and Reform, Michael McGrath T.D., delivered the details of Budget 2023., yesterday 27th September. Jim Power, Economist summarised it by stating; “Budget 2023 can accurately be described as a very…

Budget 2022

13.10.2021 / by Lisa Sexton / 0 comments

The Minister for Finance and Minister for Public Expenditure and Reform have  announced details of Budget 2022.  The budgetary preparation process is far more transparent than it has been in the past, and therefore there were no real surprises announced…