We were delighted to host a Breakfast Seminar in the Riverside Park Hotel on Tuesday last 28th March in conjunction with Irish Life. Kevin Fitzsimons, Pensions Development Manager, Irish Life presented very informative and interesting presentation on the topical subject…

Minister for Finance, Paschal Donohoe T.D., and Minister for Public Expenditure and Reform, Michael McGrath T.D., delivered the details of Budget 2023., yesterday 27th September. Jim Power, Economist summarised it by stating; “Budget 2023 can accurately be described as a very…

The Minister for Finance and Minister for Public Expenditure and Reform have  announced details of Budget 2022.  The budgetary preparation process is far more transparent than it has been in the past, and therefore there were no real surprises announced…

We would like to wish you a Happy and Peaceful Easter. Our office will close on Thursday evening 1st April and we will return Tuesday April 6th.

The importance of inheritance tax planning is not in question.   However it may not be well known that there are measures you can take to alleviate at least some of the burden of same. The standard Gift and Inheritance tax…

All of us at Roban Financial would like to wish you a very Happy Christmas and Peaceful New Year. Thank you for your continued support during 2020 and we look forward to meeting you again in 2021! Our offices are…

We hope you are all keeping well through these uncertain times. We appreciate that while we have had to adapt the way we live our lives due to the ongoing threat of Covid 19, that our financial needs remain the…

Our Government has just commenced phased re-opening of the country, as of yesterday 18th May 2020. In adhering to Government guidelines and in the interest of public safety, to both our clients and staff alike, we would like to assure…

In adhering to Government guidelines and in the interest of public safety, to both our clients and staff alike, we would like to assure you that we are taking every measure to manage and minimise the risk of COVID-19 and…

We are in unprecedented times in our world, facing a global pandemic due to Coranavirus or Covid 19. It is truly an anxious time and we all need to do what is required of us now to stay safe. With…

After a lengthy and very strong investment run, the investment markets are under a lot of scrutiny currently due to the effect of the Coronavirus. This of course is not welcome news, either in the investment industry or for any…

Several weeks into the New Year, the media coverage and social media is yet again very focused on all our New Year Resolutions from keep fit regimes, menu planning, house decluttering and financial planning.   All of which are very positive….

All of us at Roban Financial would like to wish you a very Happy Christmas and Peaceful New Year. Thank you for your continued support during 2019 and we look forward to meeting you again in 2020! From All at…

Multi‑Claim Protection Cover is a new plan introduced by Royal London who advised that it is “a severity‑based policy aligned to the progression of modern medicine and health”. So what does this mean?  In short, this means that claims are paid in line with the severity of the impact that the condition or illness may have on your life.  Each claim also has the potential for multiple payout components.

It’s that time of year again when parents very much feel the financial strain of the return to school and college.  And whilst September is traditionally associated with hugh expense, it is a timely reminder that to save all year…

    Roban Financial are delighted to welcome Laura O’Donnell, Qualified Financial Advisor to our expanding team. Laura is a Qualified Financial Advisor with a wealth of financial services experience, particularly in the banking sector, having worked with Bank Of…

Most of us will have heard of Marie Kondo this year and her de-cluttering methods which are based on the ability of all your belongings to spark (or not as the case may be!) joy. Only when they spark joy…

A defined contribution pension scheme (DC) is an employer sponsored pension scheme, where Employers make pension contributions to a pension for employees who also contribute to the pension plan.   Such a scheme aims to give you sufficient income to live…

During our recent Auto Enrolment Seminar, Michelle Leacy of Zurich gave a short presentation on Investing.   One particular slide resonated with our audience that day as it clearly demonstrated the importance of starting to contribute to pension from an early…

Thank you to all those who attended our hughly successful Auto Enrolment Breakfast Briefing today held in conjunction with Enniscorthy Chamber and Zurich Life.  A special note of thanks must go to Jimmy Gahan and Marie Lyng and all support…

As per our recent blog post, there are plans to introduce auto enrolment to pensions for employees in Ireland.  The mandatory pension scheme is being introduced to address the issue of a high level of workers who have no pension plan…

As per our recent blog post, there are plans to introduce auto enrolment to pensions for employees in Ireland.  The mandatory pension scheme is being introduced to address the issue of a high level of workers who have no pension plan…

It is estimated that there is over €90 billion held on deposit in Ireland, in a time where deposit rates are historically low.  This is likely driven by the fear of losing money especially given the losses incurred during the…

As you may have heard there are plans to introduce auto enrolment to pensions for employees in Ireland.  So what does this mean? Essentially once it is fully implemented it means that employees will have up to 6 per cent…

Pension planning is one of those issues that can be left on the to do list! And often when we as Advisers recommend Pensions, there are genuine concerns in relation to the tax efficiency of pension savings. Tax relief on…

Several weeks into the New Year, the media coverage and social media is awash with 2 main themes as far as I can see; decluttering Marie Kondo style and organising your life including your financial life with to do list’s…

We wish you all a very Happy New Year and all the best for 2019.  We look forward to seeing you throughout the year.

All of us at Roban Financial would like to wish you a very Happy Christmas and a Peaceful New Year. We look forward to seeing you all in 2019.

We cannot have missed the fact that not only was last Friday Black Friday but it was Black Friday Week.   And it continues with today being Cyber Monday. There has actually been a lot of discussion in the media about…

View our full Budget Summary; Budget Summary 2019

I have blogged about Business Protection before but think it is worth recapping on as it is a vitally important part of what we as Financial Advisors can do to assist Business owners. As Business owners, the fear is that if…

Our beautiful, warm summer has quickly come to a close and the routine of September is upon us already!  I think it is fair to say most of it are embracing it rather reluctantly! Of course with September comes the…

Zurich Life have just released their latest Cost of Education in Ireland study.  While it feels like we have just settled into the summer holidays, many will have already started to plan for the return to school and college in September….

It is a harsh reality that all too many people are diagnosed with a serious illness in their lifetime.  The good news is that a lot of serious illnesses are treatable to the extent that a full recovery can be made….

As you may be aware the General Data Protection Regulation (GDPR) (Regulation (EU) 2016/679) came into effect on 25th May 2018. So what impact does this have on your relationship with Roban Financial? As a Financial Services provider, Roban Financial always…

Tax relief on pensions is often a contentious issue. One of the main arguments against actually contributing to pensions in order to fund a retirement pot as such is the perception that whilst tax relief if available on entry, effectively…

Roban Financial together with Frizelle O’Leary and Doyle Fielding Accountants held a very informative Succession Planning Tax Seminar in the Riverside Hotel, Enniscorthy Tuesday night 10th April last. John O’Leary of Frizelle O’Leary focused on succession planning from a legal…

Thank you to all those who attended what was a very informative Succession Planning Tax Seminar last night in the Riverside Park Hotel, Enniscorthy. The seminar drew a large attendance and feedback has been very positive. Succession Planning was the…

Wishing you all a very Happy St. Patrick’s Day & weekend. Our offices will be closed Monday 19th March and we will re-open at 9 am on Tuesday 20th March. Thank you

We have received a lot of queries about the financial review process recently and indeed the cost of the service. I’ve blogged about the steps in the process before but thought it no harm to recap below. In relation to…

Due to the recent adverse weather conditions and continuing challenging travelling conditions, Roban Financial together with Doyle Fielding Chartered Accountants and Frizelle O’Leary, Solicitors have decided to postpone our Seminar on Wednesday next 7th March.  We will hold the Seminar…

Whilst we strive to empower people to provide life and serious illness assurance cover for themselves in order to protect their loved ones, we like our clients, hate to actually really think about it. None of us wants to leave…

Due to the adverse weather conditions and for the safety of our employees, Roban Financial will close today Thursday, 1st March at 1 pm and remain closed tomorrow, Friday 2nd March. We hope you all stay safe over the coming…

Success Planning Tax Seminar 2018 Date: Wednesday 7th March 2018   Time: 7.30pm   Venue:Riverside Park Hotel, Enniscorthy, Co.Wexford MC: PJ Fielding Speakers: Jim Power, Myles Roban, John Burke O’Leary, Eugene Doyle This is a FREE EVENT,  all welcome to attend.

As the saying goes “Fail to Plan, plan to Fail”. This is a very true saying in all aspects of our lives but none more so than in our financial planning lives across all areas of financial planning. We all…

Several weeks into the New Year, how are your New Year Resolutions going?  The New Year is certainly a dream for the commercial world in terms of the products and goods we see in all the supermarkets and shops this…

All of us at Roban Financial would like to wish you all a very Happy Christmas & Peaceful New Year. We would like to sincerely thank you for all your support during the year and we look forward to meeting…

Proper financial planning is extremely important.   It can mean the difference between being able to enjoy life knowing you are planning and preparing for the future and simply not being prepared for life’s important events. For that reason it is important to…

Due to continued expansion, we are delighted to announce that we are moving to a larger office in the same building here in Slaney Place, Enniscorthy. We are closing tomorrow, 24th November to facilitate this move. We will have limited…

The last couple of weeks likely saw a lot of you meeting with your Accountant to get the not so good news of tax due.  Of course a higher tax bill actually means ultimately higher profits for the previous which…

As we fast approach the October 31st year end (or November 14th if you file your return online) it is timely to remind you of the hugh tax savings that can be made by contributing to your pension at this time…

Please be advised that the offices of Roban Financial are now closed this afternoon to ensure the safety of all our staff. We would remind everyone to stay safe as we all look forward to Storm Ophelia passing.

As you may be aware the General Data Protection Regulation (GDPR) (Regulation (EU) 2016/679) will place requirements on all businesses and organisations to implement strict Data Protection policies and procedures by 25th May 2018. Whether as a business or voluntary organisation,…

October 10th saw the Finance Minister Paschal Donohue unveil the most recent budget.  So how will it affect you? Here’s a brief overview of some of the changes that will likely affect most Irish households. Income Tax;  An increase of…

The October 31st Tax Deadline (or Tuesday 14th November 2017 if you file and pay online) is fast approaching and no doubt Accountants & Clients alike are looking forward to the conclusion of all the paperwork that goes with same, not to…

We are living in a new increasingly liberal society, one which generations before us could scarcely have imagined.  Ireland, once an extremely traditional country now allows divorce and same sex marriage!   It is now common place to live together before…

It might seem like a strange question but we need to become more aware of the need to insure ourselves like we insure our cars and our houses. If we think of it, we are our own money making machine;…

Congratulations to all those starting their third level courses today!  No doubt those places were hard earned, with increased point requirements and level of competition for places in third level, it will have been a stressful year for many. Hopefully…

Aviva have just announced the results of research carried out with Irish SME’s , in May of this year, in relation to Business Protection*. They found that: Two out of three Irish SMEs claim to rely on a single individual…

According to Media reports this week, there is a Government proposal to extend the current pension age to 70.  Whilst the Government have rejected this proposal, at least for now, we have to consider the real possibility of it happening…

For many families, today is the first day of the Summer holidays!  And much like we were, our children are no doubt excited about Summer and enjoying the feeling of having a nice long, (hopefully sunny!) summer in front of…

Most of us will remember our first introduction to investing.  Personally I recall setting up an SSIA and at the time, my knowledge was pretty much limited to investing in the ‘risky’ one or the ‘safe’ one.  My friends &…

The Irish Association of Pension Funds (IAPF) recently commissioned a survey to examine retirement planning in Ireland and gauge people’s opinions and expectations of their retirement. The survey concluded that many people simply avoid thinking about retirement for much of…

Are you co-habiting? You should be aware of the Inheritance tax implications for unmarried couples. Did you know that as a co-habiting couple, there are potentially major tax implications to you on the death of your partner, if you receive…

We cycled a stretch of the Waterford Greenway yesterday (from Dungarvan to Durrow to be exact) and thoroughly enjoyed it.  It was nicely busy and so nice to see so many people, walking, running and cycling it, in particular lots of…

During our recent Annual Business Information Seminar, Justin Kelly and Richard O’Neill of Zurich Life gave excellent presentations highlighting the importance of good Business Protection planning and Succession Planning. Francis Russell of our office concluded the Seminar with an interesting presentation…

As readers from previous posts will know, the second part of our Annual Business Information Seminar focused on Strategies for protecting personal, family and business wealth. Richie O’Neill from Zurich Life presented an excellent, very humorous (especially considering the topic!)…

As you may be aware from previous posts, we recently held another very successful Business Information Seminar which was strongly attended by Accountants, Solicitors and clients alike. I plan to summarise each presentation over the next few weeks and will…

We would like to take this opportunity to wish all our loyal customers a very Happy Easter. Our offices will be closed tomorrow Good Friday, 14th April for the Bank Holiday weekend. We will reopen at 9 am Tuesday 18th…

Last Friday we once again held our Annual Business Information Seminar and we are delighted with the positive feedback we have received. Whilst the topics by their nature can be at times technical, we had 3 excellent presenters who had…

We are looking forward to our Annual Business Information session which we are holding in the Riverside Hotel, Friday 7th April next. We are holding this year’s session in conjunction with Zurich Life with a view to focusing on specialist…

As you know we recently welcomed Elaine Finn to our team, thus enhancing our staff numbers with relevant qualifications with the aim of enhancing our service to you, our clients. We have also recently enhanced our website.  We hope you…

You may well have heard the recent radio campaign advising Employers that if you do not find the time to put a pension scheme in place for your Employees that you are breaking the law. The Ad in itself is…

These were the words of a friend of a friend to me recently, when she discovered I worked in financial services and told me her story of severe financial loss (of pension funds invested) during the recession.  My heart went…

I think it is fair to say that in general, there is a far greater awareness of what a Bank can offer than what a Financial Broker can offer. We are all familiar with the main Irish banks, probably due…

I personally have many a “to do list” which itemises the multitude of tasks I need to deal with on a daily basis.  It is a simple and satisfying way of ticking off those tasks be it the shopping list…

Roban Financial are delighted to welcome Elaine Finn to our team.  Elaine has over 10 years experience in the Banking and Financial Services sector.  Elaine’s role will be to further enhance the dedicated personal review service we offer to our…

Are you co-habiting? If so, you need to be aware of the Inheritance tax implications for unmarried couples in relation to the property and/or life assurance policy either or both of you hold. If as an co-habiting couple, you have…

Over half a million families in Ireland do not have life cover (as per Irish Life).  We provide many services to our clients, one of the most important of which is highlighting the need for life cover to people in…

In this part of the Country at least (Wexford) it is a wet, miserable day and the fleeting thought of the luxury of retirement might have passed your mind this morning! Retirement can be luxurious in terms of being able…

Running a business can take up all our time and and energy and can leave little time to think about anything else!  A business grown from small beginnings to a successful enterprise can be a source of great satisfaction and…

Last week, I spoke about the importance of personal cover, be it life cover, serious illness cover or income protection cover.  Having such plans in place can alleviate the stress of what would be a very tough time in any…

A New Year symobolises a new beginning and traditionally brings with it a multitude of New Years Resolutions.  For the most part I believe, New Year Resolutions are well intentioned and are of benefit, even if they do not last the…

Thank you for your patience – our phone issue has been resolved and the phone lines are fully operational again. We look forward to hearing from you! Thank you Roban Financial.

We do apologise for the ongoing phone issues we are experiencing. If you need to contact us please contact Myles at 086 2555127 or the office by email at info@roban.ie. Thank you. Roban Financial.

Please bear with us as our phone systems are down today, Wednesday 4th January. We hope to have this issue resolved as quickly as possible but in the meantime please contact us at 086 2555127. Thank you Roban Financial

We would like to wish all our loyal clients a very Happy New Year and we hope the year ahead brings health, happiness and good fortune to you all. We have a Staff Training today tomorrow, Tuesday 3rd January and…

We would like to wish all our loyal customers a very Happy Christmas and a Peaceful New Year.  May 2017 bring health and happiness. Thank for your continued support and we look forward to seeing you again in 2017. We…

As the year draws to a close, it is a good opportunity to think about the year ahead and while we might not always stick to our New Year Resolutions, it can be worth making and sticking to at least…

With the year hurtling to an end (where did the year go?), we might be thinking of a clean slate in January for lots of reasons! If one of your New Year’s Resolutions is to save more during the year…

With its origins in the US, ‘Black Friday’ has fast become a major event here in Ireland too with all major retailers offering not only ‘Black Friday’ specials but weekly specials and beyond! It is human nature to love a…

If you file and pay online you still have a few days to make a contribution to your pension and reduce your tax bill (as 10th November is the deadline). So how can this be done? Self Employed & Proprietary…

As any of you with young children will know, Children’s Allowance is paid monthly and the amount varies depending on the amount of children one has.  It will not make any of us rich but it is welcome, and for…

It is fair to say we are in a time when financial brokers are transitioning from offering a ‘free’ service to seeking payment from clients for their services. This is due to many factors, including the changing commission market (whereby…

The October 31st Tax Deadline (or 10th November 2016 if you file and pay online) is fast approaching and no doubt Accountants & Clients alike are looking forward to the conclusion of all the paperwork that goes with same, not…

Most of us probably listened to countless interviews yesterday with Michael Noonan in particular, regarding Budget 2017.  It has been dubbed the “Fiver Budget” due to the fact that it gives a little to everyone.  Many feel this is not…

Budget 2017 is well underway & this is what we know so far; 9% VAT rate for tourism and hospitality industry will be retained Start Your Own Business scheme to be extended for a further two years Low cost, highly flexible loan fund…

You may well have heard the recent radio campaign advising Employers that if you do not find the time to put a pension scheme in place for your Employees that you are breaking the law.  The Ad in itself is…

Thus started a very interesting article by Charlie Weston in the Irish Independent earlier this week.  A heading that caught my eye as it’s an often quoted phrase ie. “A young persons game” but not often used in terms of…

Most of us, as parents, would love if one parent could stay at home full time with our children. The value of a stay at home parent, it can be argued, is truly priceless in terms of the emotional welfare…

Capital Acquisitions Tax/Gift Tax legislation allows for an exemption for the first €3,000 of any gift taken by a beneficiary from any one donor. This is an annual exemption, which means that a beneficiary can receive up to €3,000 tax…

A friend recently told me that she was starting to consider saving into a pension and that she had not considered it until then as her earnings only qualified for 20% tax relief.  While her salary was not substantial, it…

Whole of Life plans are protection plans that promise to pay out an agreed life sum assured on death ie. they are valid for the whole of your life. Whole of life protection plans have declined in popularity due to…

The count down to back to school begins, and likely, depending on the age of your children, they are are loving or hating the idea of going back to school! It an expensive time for parents with not only the…

I realise the title sounds like the title of a good thriller (Google has confirmed to me that it is not, though it does seem to be popular in song lyrics!). However for the purpose of this blog, I want…

Are you organized in your financial life?  If so, well done – I would hazard a guess you are one of the few who are!  I think it would be fair to say that the majority of us, for many,…

I re-tweeted the start of an Article published in the Irish Times last week by David Begg who quoted the great American playwright Tennessee Williams who once said “You can be young without money but you can’t be old without…

Happily, having been lucky to enough to have a lovely sunny Sunday, we had a barbeque and during the course of the afternoon, somehow the conversation turned to the cost of sending a child to third level education. Due purely…

Much has been written in recent weeks about the impact on Ireland of the decision by the UK to leave the European Union. I think it is fair to say that for the most part, it came as a shock…

Most of us don’t like to contemplate what would happen if are unable to work due to illness or accident.  When we do force ourselves to think about it, the overriding fear naturally, is the effect of the illness or…

I heard an advert recently which promoted the Financial Broker.  And the thought occurred to me that many would assume that a financial broker can really only be beneficial to them if they are financially wealthy or at the very…

You might have heard the radio advert this morning for the European lottery; it posed a series of thoughts which were by definition looking at things from different perspectives; for example in one, the speaker was thinking that was a…

If you have, you’re likely kicking yourself, you did not invest before now, as time fly’s past and you realise if you’d invested it say a year ago, you would have one year of potential positive returns behind you instead…

The Wexford Business Awards take place tonight, 27th May in Clayton Whites Hotel, Wexford. We are delighted to have been shortlisted in the Operational Excellence Category and wish the very best of luck to all our fellow nominees, Kerlogue Nursing…

As mentioned in our previous blog, the Seminar we held on Wednesday last was very well received.  Our presenters Pat Ryan, Davy and Gerard Keane of Newcourt presented their respective presentations of what can be a very technical topic namely…

Thank you to everyone who attended our hughly successful Seminar this morning. Thank you to Pat Ryan, Davy Select, Gerard Keane, Newcourt and Jim Power, Jim Power Economics, all of whom gave extremely interesting presentations.   Pat spoke about the Pensions…

We are looking forward to our Seminar which we are hosting in the Riverside Park Hotel, Enniscorthy this morning and delighted to have a great line up of Guest Presenters; Gerard Keane Newcourt Retirement Fund Managers “Self Invested Pension Structures…

Capital Acquisitions Tax/Gift Tax legislation allows for an exemption for the first €3,000 of any gift taken by a beneficiary from any one donor. This is an annual exemption, which means that a beneficiary can receive up to €3,000 tax…

No doubt if you are running your own business, it requires all your energy, time and focus.  In fact a work life balance is an entirely different blog for another day! However the danger with focusing on the business ‘today’…

This was the title of an Article published in the Irish Independent on Thursday 28th April last. It was an informative article on the Financial Broker market with some interesting points in relation to highlighting the different types of advisors…

As you may know, Roban Financial are honored to be nominated in the Operational Excellence Award category in this year’s Wexford Business Awards. This Award recognises the Lifestyle Planning Service Roban Financial offers clients. So what is a Financial Life…

Roban Financial are delighted to be shortlisted for the Wexford Business Award recognising Operational Excellence. This Award recognises operational excellence within the nominated businesses and Roban Financial are delighted that our Lifestyle Financial Planning Service has been recognised for its…

Many of us are of course making pension contributions to some degree with the aim of achieving a comfortable retirement, an issue I have previously discussed on this blog. However when we actually look at the tax relief available on…

Did you know that as an Employer (even if you are a small business owner with no more than one employee) you have a legal obligation to make a PRSA available to your employee/(s)? So what is a PRSA? A…

The Dublin Institute of Technology prepare a Guide every year for students to inform them of the cost of their third level education. The report last July (2015) highlighted the fact that due to the cost of increasing college fees,…

You may have seen/heard the Advertising Campaign Friends First have just launched for their Income Protection Product. I most definitely welcome such a campaign which raises awareness of the need for Income Protection and in truth, makes us think about…

Wishing you all a very Happy Easter. Our offices will remain open on Good Friday, March 25th next. We will reopen after the Bank Holiday on Tuesday 29th March.

Although most of us don’t wait that long to start one, many of us will retire on a measly pension because we have started to pay into it too late – and the contributions we are paying are too low….

Are you co-habiting? You should be aware of the Inheritance tax implications for unmarried couples. Did you know that as a co-habiting couple, there are potentially major tax implications to you on the death of your partner, if you receive…

I read a very interesting blog recently by Eoin O’Gorman (referenced with Eoin’s permission; please see www.ogormansolicitors.ie) , a Wexford based Solicitor who wrote about a question he often gets asked namely whether the selection of Godparents for their children…

Life cover in many cases should, in my opinion, be as high on our list of priorities as house or car insurance. Why?  If we think about it we all acknowledge that our home is hughly important as is our…

Myles & Francis of this office attended a very informative Seminar “Pensions & Investments Seminar” held recently by Davy Select. The findings of the recent Irish Association of Pension Funds – Benefits Conference were discussed. Of particular note were the following…

On a Monday morning most of the working population can fairly accurately predict what the rest of the week will bring. With the week more or less mapped out in advance, you can get on and apply yourself to the…

I have given €20,000 to each of my children as part of their inheritance. Do they or I have to notify the Revenue or will they be asked when I pass on? I know the limit is €225,000 for each…

CANCER is the main reason for claims made for life insurance and serious illness cover, a break-down of payouts made by Irish Life shows. The life company said it paid out €168m in life insurance and specified illness claims last…

Unmarried co-habiting couples are frequently unaware of inheritance tax implications on claims over life cover policies and the legitimate means of managing those – according to Caledonian Life. Evidence from brokers suggests that many co-habiting couples are under the false…

Diversifying in stock markets is a time-honoured rule for survival and the following example makes for a simple but quite powerful message.   I introduced this message into my own investment training seminars after a colleague of mine, Dermot Walsh…

According to a survey of 1,000 people more than 75% of respondents were not happy with the rate of return that they were receiving on their savings, as interest rates remain at historically low levels.   Many savers have come…

With a series of little fees, levies and costly interest rates, banks are trying to squeeze as much out of their customers as they can. Forget about free banking. If you are an average banking customer, it’s likely that just…

Less than one in 20 taxpayers claimed money back on medical expenses last year, according to figures obtained from Revenue.   Income taxpayers are entitled to get back 20pc of any money spent on health expenses in a tax year….

Bank of Ireland Life paid out €94m in claims for life, illness and payment protection insurance last year, a rise of 6pc over 2011.   The bank reported a rise in both the total amount paid out and the number…

BROKERS have claimed that Ulster Bank has been forced to restore large numbers of homeowners to valuable tracker mortgages.   One broker said he had secured a total of €300,000 in compensation from the bank over its failure to put…

Many paying over the odds for mortgage protection MASSIVE differences in the cost of mortgage protection insurance have prompted calls for homeowners to review their cover, writes Charlie Weston.   A couple with a home loan can save up to…

€200,000,000 free Life Cover for 20,000 parents That’s €10,000 for each parent!   Protecting your family’s future is one of the most important things to plan for. However, many of us don’t have any life cover at all. In fact,…